The claims process, handled for you.
We document everything
Photos, moisture readings, and a room-by-room scope, captured in the format adjusters actually want.
Estimate within 24 hours
We write the estimate fast so your claim opens quickly and work isn't held up waiting on paperwork.
We talk to your adjuster
We communicate directly with your carrier, justify the scope, and keep the claim moving.
We bill insurance directly
In most cases you only pay your deductible. We handle the rest with your carrier.
We work with every major insurer.
What every homeowner should know.
Insurance can feel like it's running the show. It isn't. Here's where you stand, and how we make it simple.
- You choose your restoration contractor, not your insurer
- In most claims you pay only your deductible
- We document to standards so the claim isn't denied on paperwork
- We handle the back-and-forth so you don't have to
A contractor that makes your job easier.
Clean documentation, fast estimates, accurate scopes, and one point of contact from mitigation through rebuild. That's why we get referred.
Adjuster & PM resourcesThe questions we hear most.
Do I have to use the contractor my insurance suggests?
No. It's your home and your choice. You have the right to choose Mitig8, and we'll work directly with your carrier on the claim.
What will I pay out of pocket?
In most covered claims, you pay your deductible and we bill the rest to your insurance. We'll be upfront about anything that isn't covered before we do it.
Is water damage usually covered?
Sudden, accidental water damage (a burst pipe, an appliance failure) is typically covered. Long-term seepage and flooding may be treated differently. We'll help you understand your policy.
How fast can you start?
Right away. We respond 24/7 and start mitigation immediately, then handle the claim in parallel. Fast drying limits the damage and the cost.
Can you work with my adjuster and property manager?
Yes. We document to standards both expect and keep everyone on the same page, which is exactly why adjusters and property managers refer us.
Water damage and an insurance claim? We handle both.
One call. We mitigate, document, and work directly with your carrier.
Call (360) 968-0096